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Life insurance
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Universal Life or Adjustable Life
This variation of permanent insurance allows you, after your
initial payment, to pay premiums at any time, in virtually any
amount, subject to certain minimums and maximums. You also can
reduce or increase the amount of the death benefit more easily
than under a traditional whole life policy. (To increase your
death benefit, you usually will be required to furnish the
insurance company with satisfactory evidence of your continued
good health.)
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